Nothing is more important than family. And if each person has distinctive needs, each family has needs that are as much specific as they are common. The Nedbank Family combines in one solution an integrated package of offers. From management of personal accounts to credit lines to all-important savings, guaranteeing future needs. And because security is essential, you can rely on insurance solutions for the whole family. And it changes the perspective of how you view your finances, investments, business opportunities, in short, your money.

Mortgage Loan

Our dream is to make yours come true, and that makes all the difference. If you are thinking of buying or moving house, building or renovating, at Nedbank Mozambique you will find credit solutions designed specifically to fulfill your wishes and those of your family.

• Mortgage Loan
• For acquisition of own home, up to 90% of the value of the appraisal or the acquisition.
• Renovation/Refurbishment Loan
• For extension, improvement or refurbishment of own home, up to 95% of the value of the works.
• Construction Loan
• For housing construction, up to 80% of the value budgeted.

Nedbank Savings

Whatever the profile of your family, we always have a solution that best suits you to invest with flexibility and security in the future needs of your family.

• Nedbank Savings Monthly
• One-year term deposit, with quarterly  interest rate review and monthly interest payments.
• Nedbank Savings up to 1 year
• Term deposit that may vary from 7 days to 1 year, with an interest rate in accordance with the term chosen and capital applied.

Personal Loan

The Personal Loan is intended to finance the acquisition of consumer goods or personal or family related expenses. With a rapid response and the possibility of financing up to 1,500,000.00 MZN, the Personal Loan of Nedbank Mozambique is the ideal solution for those that want to improve the quality of life of their family.

Auto Loan

New or used, car, motorbike or other vehicle, give yourself and your family the mobility and independence you deserve. Think of the best option for your family and choose with us the best solution, planning the terms and payments that best suit your needs.

• Auto Leasing
• Financial leasing contract that allows the use of a vehicle against the payment of a rent. You may assign the contractual position throughout the contract or, at the end of the contract, acquire the vehicle for the value initially agreed upon.
• Credit with Reservation of Ownership
• Financing the acquisition of a vehicle, with the same remaining in your name with the reservation of ownership or mortgage in favour of Nedbank Mozambique.

Debit and credit cards

The Nedbank´s Mozambique credit and debit cards allow you to always have money available in a convenient and secure way anywhere in the world, fulfilling the needs of each member of the family.

• Nedbank Electron Card
• Wherever you are, you have immediate access to your account, 24 hours a day, 365 days a year to be able to manage your daily needs in complete freedom and security.
• Nedbank Classic Card
• It is a card that allows goods and services to be purchased on credit at establishments of the Visa network and to get a cash advance at ATMs and any  branch identified with the Visa symbol, and authorised to do so, in Mozambique and abroad.
• Nedbank Gold Card
• It is a prestige card anywhere in the world. The Gold Card includes insurance covering Medical and Legal Assistance while abroad, exclusive discounts and preferential treatment at selected partners, so that you can enjoy every moment with all the comfort and security you deserve.
• Nedbank Platinum Card
• It is a credit card for those that only settle for excellence. Exclusive and universally recognised, it gives you access to high credit limits, an advantageous insurance package that includes Medical and Legal Assistance while abroad, Shopping Protection and  Extension of Guarantee, exclusive assistance services from Visa and also access to preferential treatment and exclusive discounts in Mozambique and abroad.

Insurance

Everyone hopes to never need insurance, but having it when life trips us up can make all the difference. Thinking of prevention and security for your family, Nedbank Family offers insurance solutions for the whole family and adjusted to each member. Come and talk to us and choose what is best for you and your family.

• Life Insurance
• A solution that guarantees the future of the family in case of loss of the insured family member.
• Multi-Risk Insurance
• A comprehensive solution with excellent coverages suited to each situation to safeguard your most precious assets.
• Family Indemnity Insurance
• A solution that protects the whole family in case of damage to third parties.