REGULATORY AND ECONOMIC-FINANCIAL INDICATORS

Notice No. 16/GBM/2017, published in the Boletim da República no. 149, Series I, dated September 22, 2017

Description Indicator September 2025
Capital
Leverage Ratio 19.23%
Solvency Ratio 34.75%
Tier I Capital 35.24%
Assets Quality
Loans Overdue up to 90 Days Ratio 11.40%
Non-performing Loans Ratio (NPL) 6.56%
NPL Coverage Ratio 72.13%
Management
Operating Costs Ratio 52.03%
Cost to Income 46.94%
Efficiency Ratio 48,360
Results
Net Interest Margin Ratio 12.93%
Return on Assets (ROA) 2.58%
Return on Equity (ROE) 14.91%
Liquidity
Liquid Assets Ratio 43.15%
Loans-to-Deposit Ratio

50.13%

Short Term Liquidity Coverage Ratio 55.50%
NEDBANK ONLINE

LOGIN

REGISTER