REGULATORY AND ECONOMIC-FINANCIAL INDICATORS

Notice No. 16/GBM/2017, published in the Boletim da República no. 149, Series I, dated September 22, 2017

Description Indicator March 2026
Capital
Leverage Ratio 19.02%
Solvency Ratio 33.30%
Tier I Capital 33.78%
Assets Quality
Loans Overdue up to 90 Days Ratio 6.77%
Non-performing Loans Ratio (NPL) 2.89%
NPL Coverage Ratio 69.90%
Management
Operating Costs Ratio 50.05%
Cost to Income 54.03%
Efficiency Ratio 55,934
Results
Net Interest Margin Ratio 11.81%
Return on Assets (ROA) 2.94%
Return on Equity (ROE) 15.29%
Liquidity
Liquid Assets Ratio 45.74%
Loans-to-Deposit Ratio

45.76%

Short Term Liquidity Coverage Ratio 58.25%
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