REGULATORY AND ECONOMIC-FINANCIAL INDICATORS

Notice No. 16/GBM/2017, published in the Boletim da República no. 149, Series I, dated September 22, 2017

Description Indicator June 2025
Capital
Leverage Ratio 18.85%
Solvency Ratio 32.07%
Tier I Capital 32.60%
Assets Quality
Loans Overdue up to 90 Days Ratio 12.86%
Non-performing Loans Ratio (NPL) 6.97%
NPL Coverage Ratio 86.45%
Management
Operating Costs Ratio 50.37%
Cost to Income 45.39%
Efficiency Ratio 46.481
Results
Net Interest Margin Ratio 12.80%
Return on Assets (ROA) 2.76%
Return on Equity (ROE) 16.59%
Liquidity
Liquid Assets Ratio 41.71%
Loans-to-Deposit Ratio

47.34%

Short Term Liquidity Coverage Ratio 54.09%
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