REGULATORY AND ECONOMIC-FINANCIAL INDICATORS

Notice No. 16/GBM/2017, published in the Boletim da República no. 149, Series I, dated September 22, 2017

Description Indicator March 2023
Capital
Leverage Ratio 15.78%
Solvency Ratio 23.66%
Tier I Capital 25.21%
Assets Quality
Loans Overdue up to 90 Days Ratio 0.61%
Non-performing Loans Ratio (NPL) 6.22%
NPL Coverage Ratio 93.92%
Management
Operating Costs Ratio 61.33%
Cost to Income 53.22%
Efficiency Ratio 40080,62
Results
Net Interest Margin Ratio 12.39%
Return on Assets (ROA) 2.45%
Return on Equity (ROE) 16.11%
Liquidity
Liquid Assets Ratio 37.69%
Loans-to-Deposit Ratio

43.56%

Short Term Liquidity Coverage Ratio 41.57%
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