| Cheques |
Branch |
ATM |
Internet Banking |
Mobile Banking |
| Providing cheque book with a set 11 leaves |
520,00 MZN |
- |
- |
- |
| Providing cheque book with a set 30 leaves with |
920,00 MZN |
- |
- |
- |
| Providing cheque book with a set 30 leaves with |
1000,00 MZN |
- |
- |
- |
| Providing cheque book with a set 99 leaves with |
1.900,00 MZN |
- |
- |
- |
| Providing individual cheque |
375,00 MZN |
- |
- |
- |
| Issue a certified cheque |
500,00 MZN |
- |
- |
- |
| Returned cheque for insufficient funds |
2.650,00 MZN |
- |
- |
- |
| Returned cheque for technical reasons |
600,00 MZN |
- |
- |
- |
| Transfers orders |
Branch |
ATM |
Internet Banking |
Mobile Banking |
| Intrabank transfer (between accounts of the same Client) |
80,00 MZN |
10,00 MZN |
8,00 MZN |
8,00 MZN |
| Intrabank transfer (between accounts of different Clients) |
140,00 MZN |
15,00 MZN |
10,00 MZN |
10,00 MZN |
| Interbank transfer |
350,00 MZN |
120,00 MZN |
100,00 MZN |
100,00 MZN |
| Statement |
Branch |
ATM |
Internet Banking |
Mobile Banking |
| Issue of 1st monthly statement |
Free |
- |
- |
- |
| Issue of statement for Individual Client |
90,00 MZN |
- |
- |
- |
| Issue of statement for Company Client |
90,00 MZN |
- |
- |
- |
| Cards |
Branch |
ATM |
Internet Banking |
Mobile Banking |
| Visa Electron Card |
| Issue of the debit card |
Free |
- |
- |
- |
| 1st annuity and other annuities of the debit card |
400,00 MZN |
- |
- |
- |
| Replacement of the debit card |
400,00 MZN |
- |
- |
- |
| Único Classic Card |
| Issue and 1st annuity of the credit card |
800,00 MZN |
- |
- |
- |
| Other annuities of the credit card |
800,00 MZN |
- |
- |
- |
| Replacement of the credit card |
800,00 MZN |
- |
- |
- |
| Único Gold Card |
| Issue and 1st annuity of the credit card |
1.500,00 MZN |
- |
- |
- |
| Other annuities of the credit card |
1.250,00 MZN |
- |
- |
- |
| Replacement of the credit card |
1.250,00 MZN |
- |
- |
- |
| Único Platinum Card |
| Issue and 1st annuity of the credit card |
2.750,00 MZN |
- |
- |
- |
| Other annuities of the credit card |
2.500,00 MZN |
- |
- |
- |
| Replacement of the credit card |
1.000,00 MZN |
- |
- |
- |
| Cash withdrawals |
Branch |
ATM |
Internet Banking |
Mobile Banking |
| In ATM attached to the bank’s network |
- |
9,50 MZN |
- |
- |
| In ATM attached to other bank’s network |
- |
9,50 MZN |
- |
- |
| In ATM abroad |
- |
180,00 MZN |
- |
- |
| Others |
Branch |
ATM |
Internet Banking |
Mobile Banking |
| Withdrawals of foreign currency (1) |
2.1% (min. 7 USD / 6,3 EUR / 112 ZAR) |
- |
- |
- |
| Return of service payments via direct debit due to insufficient funds (2) |
230,00 MZN |
- |
- |
- |
| Payment services to third parties |
N/A |
7,00 MZN |
7,00 MZN |
7,00 MZN |
| Inactivity (3) |
99,00 MZN |
- |
- |
- |
| Closure |
Free |
- |
- |
- |
| Issue of duplicate proof of debit or credit transaction (4) |
100,00 MZN |
- |
- |
- |
| Telegraphic Transfer/Swift sent by the bank (5) |
0,50% (min. 1.400,00 MZN / 20 USD / 300,00 ZAR / 15,00 EUR) |
- |
- |
- |
| Telegraphic Transfer/Swift received by the bank |
Free |
- |
- |
- |
| Constitution of service |
N/A |
- |
- |
- |
| Change of service |
N/A |
- |
- |
- |
| Service cancelation |
N/A |
- |
- |
- |
| Service payment via Direct Debit |
Free |
- |
- |
- |
| Credit Spreads |
|
| Financing Type |
Maximum Spread |
| Leasing/Factoring |
9.5% |
| Housing Credit |
6.0% |
| Personal Credit |
9.5% |
| Short-term loans (term up to 1 year) |
9.5% |
| Long-term loans (term over 1 year) |
9.5% |
Importante Notes:
Stamp duty will be added to these values.
From 29th January 2018, the ATM withdrawal fee will increase from 7.00 MZN to 9.50 MZN.
(1) Exempt on Cash Account
(2) Per unit in idle for more than 6 months
(3) When the balance is less than 100.00 MZN and the account is inactive for more than 6 months
(4) First transaction proof of the month free
(5) Transaction expenses will be added to these values
